HEMA Capital Limited was formed in the year 2016 to operate in the wider financial services industry. The company lend to the segment that is primarily not lent to. Simply put, this is workplace lending mainly to the Small and Micro Enterprises Employees.

HEMA Capital offers virtuous short terms facilities to cure the pressing short term requirements of the common citizens at a much affordable rate.

To be the preferred financial services partner in our chosen market segment within East Africa.

To Empower the Financially Unreached thus spurring growth of household capital formation.

Honesty- Integrity - Transparency

Good Governance - Team Work - Inclusivety

Financing Your Dreams